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FNB Swift Code is an 8-11 character code that identifies your country, bank, city, and branch.

Bank code A-Z
The bank is represented by four letters.
It generally resembles an abbreviated form of the bank’s name.

Country code A-Z
The nation in which the bank is located is represented by two letters.

Location code 0-9 A-Z
Letters or numbers make up two characters.
It specifies the location of the bank’s corporate headquarters.

Branch Code 0-9 A-Z
3 digits specifying a particular branch. ‘XXX’ represents the bank’s head office.

What is a SWIFT code?

Although BIC and SWIFT codes might seem perplexing, they are necessary for anybody sending international payments.

As a result, they’re something you should be aware of if your firm has a global presence.

We’ll go through what BIC and SWIFT codes are, how to locate them, and how to utilize them.

What is a BIC code?

The abbreviation BIC stands for Bank Identification Code or Bank Identifier Code.

When making an overseas transaction, it is an 8 to 11-character code that is used to identify a certain bank.

It’s almost like a postcode for your bank, ensuring that your funds are sent to the correct location.

So, what is the meaning of a SWIFT code?

The Society for Worldwide Interbank Financial Telecommunication (SWIFT) is a global network that handles payments between nations.

Do BIC And SWIFT Codes Vary in Any Way?

The short answer is no.

The words are interchangeable and signify the same thing; various banks and financial institutions just call them by different names.

It’s also worth mentioning that these codes are also referred to as SWIFT/BIC codes, BIC/SWIFT codes, SWIFT ID, or SWIFT identifiers, although there’s no difference in practice.

How do I find my BIC code?

You will need your BIC number if you are receiving an overseas payment.

You should be able to locate it on your bank statements, but if you don’t have any, you may go into your online banking account or phone your local branch.

For overseas payments, you can utilize a BIC/SWIFT finder, such as this online tool from Bank.Codes, to locate the recipient’s BIC number.

Prior to approving a payment, make sure that the BIC code you’ve been provided is correct.

Uncorrected codes might result in your money being returned back to you, being delayed, or even being deposited into the wrong account entirely.

How Do SWIFT/BIC Codes Actually Work?

Correspondent banks are relied upon by banks for sending overseas payments.

All of these institutions work together to transport your money from one location to another, before it reaches its intended recipient. They are known together as correspondent banks.

Payments are sent to the correct bank using BIC codes.

On the customer’s end, the process is easy.

It’s easy to make an overseas payment with your local bank after you have your recipient’s SWIFT number and have checked that it’s correct.

As an alternative, you can make the payment using your online banking account.

For more information on FNB Swift Code, please visit

Your may also be interested in finding a list of all FNB branch codes.

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